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Insurance
Insurance policies vary considerably and it is always worth checking with your agent or provider the exact extent to which your cover will protect you. Inadequate insurance cover can lead to not only financial loss but considerable stress.
- Understand what it covers and what it doesn’t.
- Understand what your deductible arrangements are.
- Meet with your insurance providers to review current coverage for such things as physical losses, flood damage and business interruption. Also discuss business financial losses.
- Plan how you will pay both creditors and employees as well as receive income from your customers.
- Establish which records your insurance provider will want to see after an emergency and store them in a safe place that is accessible.
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